Gold and silver prices in Pakistan are updated regularly according to local Sarafa market rates and changes in the international bullion market. On Tuesday, 3 November 2026, the available market references indicate that 24-karat gold is trading at approximately Rs. 411,200 per tola, while silver is around Rs. 5,501 per tola.
These figures are reference rates, not guaranteed shop prices. Gold and silver prices may change during the day, and the final amount charged by a jeweller can include making charges, wastage, taxes where applicable, and the dealer’s margin.
Gold Rate in Pakistan Today – 3 November 2026
The 24K gold rate is approximately Rs. 411,200 per tola in the latest market reference available for today. The price of gold depends on international gold prices, the Pakistani rupee’s exchange rate, and local market conditions.
Gold Purity Price per Tola Price per 10 Grams
24K Gold Rs. 411,200 Rs. 352,540
22K Gold Rs. 376,926 Rs. 323,162
21K Gold Rs. 359,793 Rs. 308,472
20K Gold Rs. 342,660 Rs. 293,783
18K Gold Rs. 308,394 Rs. 264,405
Note: Karat-wise figures are indicative market calculations based on the 24K benchmark. The per-10-gram figures are rounded and may differ slightly between rate providers.
Silver Rate in Pakistan Today
The available local market update for 3 November 2026 lists silver at approximately Rs. 5,501 per tola. Silver prices also move with international spot prices, currency movements, and local demand.
Silver Weight Indicative Price
1 Tola Rs. 5,501
10 Grams Rs. 4,715
1 Gram Rs. 471.50
Gold and Silver Rates in Major Cities of Pakistan
Gold and silver benchmarks are generally followed across major Pakistani markets, including Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad, Multan, Peshawar and Quetta. However, the final buying or selling price can differ from one jeweller to another because of local demand, stock, purity, workmanship and shop charges.
Before making a purchase, ask the jeweller for the current rate per tola or gram and confirm the purity and weight in front of you. Do not assume that every shop will quote exactly the same final price.
What Is the Difference Between 24K, 22K and 21K Gold?
Karat indicates the purity of gold. Pure gold is described as 24 karat, while lower-karat gold contains a mixture of gold and other metals. These additional metals can make jewellery harder and more suitable for everyday use.
24K gold: Approximately 99.9% pure gold. It is commonly used for bullion, coins and investment products.
22K gold: Approximately 91.6% gold, with other metals added for strength. It is widely used in traditional jewellery.
21K gold: Approximately 87.5% gold. It is used in some jewellery markets.
18K gold: 75% gold, mixed with other metals. It is often used for durable jewellery and designs that require greater strength.
Why Do Gold and Silver Prices Change in Pakistan?
Precious metal rates do not remain fixed. Several local and international factors influence the gold rate in Pakistan and the price of silver.
International market prices: Gold and silver are traded globally, usually quoted in US dollars. Changes in international spot prices affect local rates.
US dollar and Pakistani rupee exchange rate: A change in the rupee’s value against the dollar can affect the local price, even when the international metal price is stable.
Local demand and supply: Jewellery demand, investment activity and the availability of bullion can influence local market quotations.
Economic uncertainty: Inflation concerns, geopolitical tensions and financial-market uncertainty can influence demand for precious metals.
Interest-rate expectations: Changes in expectations about major central-bank interest rates can affect international gold and silver prices.
How to Calculate the Price of Gold
To estimate the basic value of a gold item, first confirm its purity and weight. One tola is approximately 11.664 grams. The basic metal value can be estimated by multiplying the applicable per-gram rate by the item’s weight.
For example, if the quoted 24K rate is Rs. 35,254 per gram, the estimated metal value of 5 grams of 24K gold is:
Rs. 35,254 × 5 = Rs. 176,270
This is an illustration using the indicative rate in this article. A jewellery bill may be higher because making charges, wastage and other applicable costs can be added. For jewellery that is not 24K, use the rate for its stated karat rather than the 24K rate.
What to Check Before Buying Gold or Silver
Check the latest rate on the day of purchase; do not rely on an old screenshot or a previous day’s price.
Confirm the item’s purity, such as 24K, 22K or 18K gold, and ask for a proper hallmark or purity verification where available.
Check the weight on a reliable scale and make sure the unit is clearly stated.
Ask for a written breakdown of the metal value, making charges, wastage and any applicable taxes.
Keep the receipt, which should state the weight, purity, rate and other charges.
When selling, ask more than one reputable dealer for a quotation because buy-back rates and deductions may vary.
Is Gold or Silver a Better Investment?
Gold and silver are both precious metals, but they have different market characteristics. Gold is often used as a store of value and is widely traded as jewellery and bullion. Silver has both investment and industrial uses, so its price can be influenced by industrial demand as well as investment activity.
Neither metal guarantees a profit. Prices can rise or fall, and buyers may face spreads, making charges, storage costs and resale deductions. Consider your financial needs and risk tolerance before investing, and avoid making a decision based only on a one-day price movement.
Frequently Asked Questions
What is the gold rate in Pakistan today?
On 3 November 2026, the available market reference lists 24K gold at approximately Rs. 411,200 per tola. Confirm the latest quotation with a local Sarafa market or jeweller before buying or selling.
What is the 22K gold rate today?
The indicative 22K gold rate is approximately Rs. 376,926 per tola on 3 November 2026. The final jewellery price may include additional charges.
What is the silver rate in Pakistan today?
The available local market update lists silver at approximately Rs. 5,501 per tola on 3 November 2026. Rates can change, so check with a dealer for the latest price.
How many grams are in one tola?
One tola is approximately 11.664 grams. This conversion is commonly used when quoting gold and silver prices in Pakistan.
Are gold prices the same in every city of Pakistan?
Market benchmark rates are generally similar across major cities, but shop quotations can differ because of local market conditions, making charges, purity, stock and dealer margins.
Disclaimer
The rates in this article are indicative reference prices for 3 November 2026, based on publicly available market updates. They are not a guaranteed buying or selling offer. Prices may change during the day and may vary by source, city and jeweller. Always confirm the current rate, purity, weight and all additional charges with a reputable local dealer before completing a transaction. This article is for general information and is not financial or investment advice.
Rate references: PakBiz – Gold Rate in Pakistan and Hamariweb – Silver Rate in Pakistan.
